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Who can use this Raisin referral code
The Raisin referral offer includes:
- A £100 cash bonus
- Available to new Raisin UK customers
- A minimum qualifying deposit of £10,000
- A fixed rate bond lasting one year or longer
- Bonus payment within 28 days of opening and funding the qualifying account
- Free access to the Raisin UK savings marketplace
Your £10,000 deposit must be placed into your first successfully opened Raisin savings account. Deposits across multiple accounts cannot be combined to reach the threshold.
Who can claim the Raisin referral bonus?
To qualify for the £100 Raisin sign-up bonus:
- You must be a new Raisin UK customer.
- You must register using the eligible FounderPass referral link.
- You must complete the Raisin UK registration process.
- You must open and fund your first Raisin savings account.
- Your first account must be a fixed rate bond with a term of one year or longer.
- You must deposit at least £10,000 into that single account.
- The qualifying amount cannot be split between multiple savings products.
- You must meet the eligibility requirements of Raisin and the selected partner bank.
To open a Raisin UK Account, you must also be aged 18 or over and provide the personal, identification and nominated bank account information requested during registration.
How to claim your £100 Raisin bonus
- Open the Raisin deal through the 'get the deal' link
- Register for a new Raisin UK Account.
- Compare the available fixed rate bonds.
- Choose a bond with a term of at least one year.
- Open the account as your first Raisin savings product.
- Transfer at least £10,000 into the qualifying bond.
- Raisin will pay the £100 bonus into your Transaction Account within 28 days after the qualifying account is opened and funded.
You must register through the referral link so that the referral is recorded. A public Raisin promo code is not required.
What is Raisin?
Raisin is an online savings marketplace that lets UK customers compare and open savings accounts offered by different partner banks through one platform.
Instead of registering separately with every bank, customers create one Raisin UK Account and use it to browse available fixed rate bonds, notice accounts and easy-access savings products. Accounts can then be monitored through the same online dashboard.
Raisin UK is free for savers to use. The company earns an intermediary fee from its partner banks when customers open savings accounts through the marketplace.
How saving through Raisin works
After registering, you receive a Raisin UK Transaction Account provided by ClearBank. Money is transferred from your nominated UK bank account into this Transaction Account before being placed into a savings product from one of Raisin’s partner banks.
The savings account itself is provided by the selected partner bank. When a fixed rate bond reaches maturity, the original deposit and the applicable interest are returned according to that product’s terms.
Raisin currently provides access to savings products from more than 45 partner banks, allowing customers to compare interest rates, account types, minimum deposits and terms in one place.
What is a fixed rate bond?
A fixed rate bond pays a set rate of interest for an agreed period. In exchange for fixing the rate, your money is normally locked away until the bond reaches maturity.
To qualify for this Raisin referral bonus, you must place at least £10,000 into a fixed rate bond lasting one year or longer. It should therefore be money you do not expect to need during the full term.
Check the interest rate, maturity date, withdrawal restrictions and partner bank terms carefully before opening an account. The £100 bonus should be treated as an additional benefit rather than the only reason for choosing a particular savings product.
Is money deposited through Raisin protected?
Eligible deposits held with UK partner banks are protected by the Financial Services Compensation Scheme, subject to the scheme’s rules and limits. The current protection limit is up to £120,000 per eligible person, per banking group.
The limit applies across all accounts held under the same banking licence, including any accounts opened outside Raisin. If two banking brands share a licence, deposits held with both may count towards the same protection limit.
Customers should review the deposit protection information provided for the chosen account before transferring money.
How the £100 Raisin bonus is paid
Once your first qualifying fixed rate bond has been opened and funded with at least £10,000, Raisin will arrange payment of the £100 referral bonus.
The bonus is paid into your Raisin UK Transaction Account within 28 days. From there, it can be transferred to your nominated bank account or managed according to the options available through Raisin.
The person whose referral link you use may also receive a £100 reward when all the eligibility conditions have been met.
Raisin referral bonus FAQs
Is there a Raisin referral code for a £100 bonus?
Raisin provides the offer through a referral link rather than a code entered during checkout. New customers who register through an eligible referral link and meet the deposit conditions can receive a £100 bonus.
Can I split the £10,000 between different Raisin accounts?
No. The full £10,000 must be deposited into one qualifying fixed rate bond. It must also be the first savings account you successfully open through Raisin.
How long must the fixed rate bond last?
The bond must have a term of one year or longer. Your money will generally remain locked in the account until maturity, subject to the selected bank’s product terms.
When will I receive the Raisin sign-up bonus?
Raisin states that the £100 bonus will be paid into your Transaction Account within 28 days of successfully opening and funding the qualifying fixed rate bond.
Can existing Raisin customers use this referral offer?
No. The current referral bonus is only available for new referral registrations. Existing or previously registered Raisin UK customers cannot claim it by using another referral link.
Deal change log
- 20th October 2026 - New deal added