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At FounderPass, we’ve partnered with Mercury to give our members an exclusive welcome offer. When you open an account and deposit $10,000 within your first 90 days, you’ll receive $100 cash straight into your account. It’s a simple way to get started with a modern banking* partner trusted by over 200,000 startups.
Banking should be more than just a place to hold your money. Mercury rethinks business banking by combining free checking and savings with powerful financial tools designed to help founders and operators run smoother, smarter businesses. From automating invoices and bill payments to offering cashback on every credit card purchase, Mercury gives you control of your company’s money without the headaches of traditional banks.
Why Mercury Stands Out
Mercury is built to help founders and their teams save time on financial operations. You can apply for an account in minutes, access free checking and savings, and send ACH and USD wires without fees. Unlike many corporate banking providers, Mercury also provides unlimited 1.5% cashback on all credit card spend***, helping you earn while you grow.
Managing money is simple thanks to Mercury’s all-in-one dashboard. You can generate polished invoices, accept payments via credit card, Apple Pay, Google Pay, ACH, and wire, and even set recurring invoices and payment reminders. Bill pay is equally efficient, with AI-powered invoice scanning, duplicate detection, and instant approvals through Slack. For expense management, Mercury lets you issue team cards, set individual permissions, and spot duplicate subscriptions with ease.
Behind the scenes, Mercury integrates seamlessly with leading accounting tools like QuickBooks, Xero, and NetSuite, ensuring your books stay accurate and up to date. By automating transaction coding and syncing receipts, you’ll spend less time reconciling and more time focused on growing your business.
Built for Businesses of All Sizes
Mercury has become a go-to platform for early-stage startups, but it’s not just for new founders. The platform scales as you do, whether you’re a solo operator managing your first clients or a growing company with hundreds of employees. With expanded FDIC insurance up to $5 million,* working capital, and venture debt**** options, Mercury supports businesses at every stage of growth.
Startups use Mercury to simplify their banking* and handle daily expenses. Scaleups rely on it to manage complex approvals, reimbursements, and global wires. Established businesses appreciate its integrations, fraud monitoring, and dedicated relationship managers. No matter your size, Mercury delivers a combination of speed, security, and flexibility that adapts to your needs.
A Smarter Way to Bank
Mercury goes beyond banking by supporting the wider founder journey. The platform includes free tools to generate SAFEs to help you raise funding faster, as well as access to venture debt and working capital loans**** directly from your account. It’s a system designed to give founders longer runway and more control over their future.
With Mercury, you’re not just getting a business account. You’re unlocking a financial operating system designed to save you time, cut costs, and give your business the foundation it needs to thrive.
*Mercury is a fintech company, not an FDIC-insured bank. Checking and savings accounts are provided through our bank partners Choice Financial Group, Column N.A., and Evolve Bank & Trust; Members FDIC. Deposit insurance covers the failure of an insured bank. Checking and savings account deposits may be held by sweep network banks. Certain conditions must be satisfied for pass-through insurance to apply. Learn more here.
**See Mercury Customer Referral Agreement for more details.
***The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard®. To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default.
****Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California.
