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Eligibility Criteria
You are eligible for this Tide sign up offer if:
- You are a new Tide customer
- You are a UK-based sole trader or limited company
- You pass Tide’s standard identity and business checks
- You meet the spend and deposit requirements outlined in the offer terms
This offer cannot be used on existing Tide accounts.
How to redeem this referral code
You can redeem this offer in one of two ways, either:
- Enter the Tide promo code FOUNDER200 during sign up
- or visit the link at the top of this page and it will be automatically applied.
Then, you'll need to do the following steps:
- Complete your application and identity verification
- Use your Tide card and meet the spend requirements
- Deposit funds into the Tide Instant Saver if claiming the full £200
- Receive your cashback once all conditions are met
About Tide Business
If you are a UK-based business looking for a fast, reliable, and modern business banking solution, Tide is one we genuinely recommend and actively use at FounderPass.
We have been using Tide for our own company banking for over four years. During that time, it has supported our day-to-day operations, including invoice management, transaction categorisation, and cash flow monitoring. It is built specifically for small businesses, freelancers, and limited companies, making it a strong alternative to traditional high street banks.
Today, over one million UK businesses use Tide, making it one of the most widely adopted business banking platforms in the country.
FounderPass works directly with Tide as an official partner, and we have tested and verified that the Tide referral code FOUNDER200 works exactly as described.
What You Get With a Tide Business Account
Tide offers a business account designed for founders who want clarity, speed, and modern tools.
With a Tide business account, you get:
- No setup or monthly fees on standard plans
- One year of free UK bank transfers when eligibility criteria are met
- Free business Mastercard with no UK or foreign usage fees
- FSCS protection through ClearBank
- Access via mobile app and desktop
- Fast approval, typically within 24 to 48 hours
- Built in tools for invoices, expenses, and cash flow tracking
These features, combined with Tide’s simple pricing structure, are why so many UK businesses choose it over traditional banks.
How to Open a Tide Account
We have opened multiple Tide accounts over the years, and each time the process has been quick, simple, and far smoother than traditional banks.
Opening your account takes just a few minutes and is completed entirely through the app.
Here is how it works:
- Visit Tide via FounderPass or directly through the app store
- Enter your personal and business details
- Enter the Tide referral code FOUNDER200 during sign up
- Verify your identity with your ID and a selfie
- Wait for approval, usually near instant to 48 hours
- Start using your account and complete the offer requirements
Once approved, you receive your account details immediately and can start sending and receiving payments straight away.
Why FounderPass Uses Tide
We moved from a major high street bank to Tide because we needed something faster, more flexible, and better suited to how modern businesses operate.
We were frustrated by slow service, outdated technology, and unnecessary bureaucracy. After reviewing alternatives such as Starling and Monzo, Tide stood out as the best fit for our needs.
The main reasons we chose Tide were:
- Account setup in minutes
- Clear and transparent pricing
- An intuitive, reliable app
- Helpful customer support
- Useful business extras such as cashback and partner perks
Tide removed the administrative friction that traditional banks created and allowed us to focus on running our business.
It continues to serve our needs today, and we confidently recommend it to other founders, while always encouraging businesses to assess whether it fits their own requirements.
Trust and Regulation
Tide is a UK financial technology platform providing business banking services through regulated partners such as ClearBank and PrePay Solutions. Accounts are protected under FSCS where applicable.
FounderPass has used Tide for more than four years and continues to recommend it as one of the most founder-friendly business banking platforms in the UK.
If Tide Business is not the right fit
Frequently Asked Questions
What is the Tide referral code?
The Tide referral code is FOUNDER200.
How much cashback can I get?
You can get:
- £75 cashback by opening an account and spending £100
- An additional £125 cashback by opening a Tide Instant Saver and depositing £5,000
Total possible cashback: £200
Is this an official Tide promo code?
Yes. FounderPass works directly with Tide to provide this approved partner code, so you can be sure it is working and valid.
Is this offer for new customers only?
The offer is for new Tide business accounts, so you can use the Tide promo code when opening a new account.
Can limited companies use this offer?
Yes. Sole traders and limited companies can both apply.
Is Tide a real bank?
Tide is a financial technology platform, accounts are provided through regulated UK banking partners such as ClearBank and PPS and are FSCS protected where applicable.
Do I have to open the Instant Saver?
No. The Instant Saver is optional. If you skip it, you will still receive £75 cashback.
When do I receive my cashback?
Once all eligibility and transaction conditions are met, cashback is typically credited within 6-8 weeks or per the timeframe stated in Tide’s terms.
Can I also use Tide’s refer-a-friend program?
Yes. Tide’s referral programme is separate from the FounderPass offer and can be accessed inside the Tide app after account approval.
Deal change log
- January 13, 2026 - Updated deal criteria